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Big change to the way you pay at tills as card limit could be AXED

A huge change that could affect the way you pay at tills is set to be rolled out soon.

Brits could soon wave goodbye to the limit on contactless payments, making it easier to splash the cash with just a tap.

Close-up shot of a woman using contactless payment via credit card to pay for her shopping at self-checkout counter in a store
The limit on contactless payments could soon be axed
getty

Until now, contactless payments have been subject to a £100 spending limit.

But regulators are now looking at scrapping the cap altogether, letting banks and payment providers set their own limits instead.

It’s part of a shake-up aimed at boosting economic growth, with officials urging regulators to be more “pro-growth” and less focused on “red tape”.

The move would mean you could make big purchases without the faff of entering your PIN or fumbling for cash.

From buying a new sofa to nights out, the sky could be the limit if the plans get the green light.

It’s all about making life easier – but naturally there’s a flip side.

Critics warn that ditching the limit could leave people vulnerable to fraud if cards are lost or stolen.

Contactless is convenient, but it’s also a goldmine for opportunistic thieves.

Without a limit, people will need to be extra cautious about their cards.

What happens if contactless is used to make fraudulent payments?

Right now, banks offer protections against dodgy transactions, but a higher limit might mean bigger losses before the fraud is even spotted.

If your card is lost or stolen, it is important to report it to your bank as soon as possible as they will cancel the card, which should stop it being used to make any further payments.

Most banks say they will refund fraudulent purchases made using your card.

Visa said banks will “investigate and aim to give your money back as quickly as possible”.

“In most cases, your bank will return your money to you immediately while they investigate”.

But it is important to report the lost card or unauthorised payments as soon as possible, as you could be liable for any losses before it is reported up to a maximum of £50.

The UK first introduced contactless payments in 2007 with a £10 cap, which has steadily increased over the years. The current £100 limit came in during 2021.

Since then, tap-to-pay has soared in popularity, with millions ditching cash for the ease of a quick tap at the tills.

But not everyone is on board with the idea of going limitless.

Is the contactless limit different for Apple Pay and Google Pay? 

Apple Pay and Google Pay already allow users to make contactless payments over the contactless limit. 

However, the transaction is subject to approval from both your bank and the retailer. 

Apple Pay works by adding your debit or credit card to the wallet in your smartphone and using the touch ID or facial recognition software to confirm the contactless payment. 

Google Pay operates in a similar way as users simply take a photo of their card before using the app to make contactless payments in stores. 

In the U.S., there is no fixed national limit for contactless payments, allowing most transactions of any amount to be made using contactless methods.

But for larger transactions, typically above $100, merchants or card issuers may require verification through a signature or PIN, depending on their policies.

However, consumer groups are worried if we were to follow the US, it could encourage overspending, especially in a cost-of-living crisis where every penny counts.

The FCA has confirmed that at this stage plans for removing the contactless limit are being consulted on and has not been confirmed as yet.

The idea comes alongside other changes being considered to shake up the financial sector.

Mortgage rules could also be relaxed, making it easier for first-time buyers to get on the property ladder.

Banks may soon have more freedom to take “responsible risks,” potentially allowing buyers with smaller deposits to secure loans.

Labour’s shadow chancellor Rachel Reeves has been pushing for a “mindset shift” in regulation to spur growth and innovation.

For now, shoppers will have to wait and see if regulators tap into the idea of limitless contactless.

If they do, expect big changes at the checkout – and be ready to tap carefully.

Meanwhile, that’s not the only change Brits should expect to see at the till.

A huge change at supermarket petrol stations means customers are to be hit with new rules for buying pay-at-the-pump fuel.

New industry requirements mandated by Visa and Mastercard mean petrol stations will operate differently.

Some stations will now require a £100 pre-authorisation fee before motorists can fill up as part of the shake-up.

Elsewhere, with the potential limitless change looming around the corner, shoppers might be worried about controlling spending habits.

Budgeting apps are a great way to help you stay on top of your finances.

The Sun has looked at the best free bank budgeting tools that you already have on your phone and could help you watch your pennies.

Credit card need-to-knows

Not using a credit card effectively can wreak havoc on your finances and your credit score.

If you don’t keep up with repayments or default on your debt, you are likely to get a black mark on your credit record, which could affect your ability to get a credit card, loan or mortgage in the future.

It’s important not to let yourself get sucked into overspending.

You should always clear the full balance as soon as possible.

If you have a poor credit score, don’t bank on being approved for a card or getting the 0% deal you’d hoped for.

Card providers only have to give the advertised rate to 51% of applicants, so you could end up paying more interest than you bargained for.

If you’ve got a poor credit record, you’re less likely to get the best rates.

And if you are looking for a new credit card, don’t apply for lots at once.

After your 0% period is up, lenders can charge upwards of 40% interest, so if you have not repaid the debt fully by then, try to move the debt onto another 0% deal.

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Chelsea ‘make shock move for Alejandro Garnacho with Man Utd star seen as replacement for outcast Christopher Nkunku’

CHELSEA are interested in signing Alejandro Garnacho from Manchester United, according to reports.

The 20-year-old winger is reportedly seen as an ideal replacement for Premier League outcast Christopher Nkunku.

Alejandro Garnacho of Manchester United playing soccer.
Alamy
Chelsea are interested in signing Alejandro Garnacho[/caption]

According to L’Equipe, Chelsea are plotting a move for the Argentine, who is allegedly open to leaving Old Trafford.

Nkunku is considering his options with Bundesliga giants Bayern Munich reportedly plotting a move.

Chelsea are in the market for a consistent winger after Noni Madueke’s drop off and Mykhailo Mudryk’s provisional suspension.

Napoli had a £40million bid for Garnacho rejected by United this week.

But it is claimed that the Red Devils are holding out for £60million for their homegrown star.

THIS IS A DEVELOPING STORY..

The Sun is your go to destination for the best football, boxing and MMA news, real-life stories, jaw-dropping pictures and must-see video.Like us on Facebook at https://www.facebook.com/TheSunFootball and follow us from our main Twitter account at @TheSunFootball.

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Five biggest bombshells from Molly Mae’s documentary – from Tommy’s boozy nights out to her McDonalds order

MOLLY-MAE Hague fans have been on the edge of their seats for her new Amazon Prime documentary to finally drop.

That wait is now over and the first three episodes can now be streamed – and here are the biggest bombshells.

Screenshot of Molly Mae looking surprised.
Molly-Mae Hague didn’t hold back in her new Amazon documentary and unleashed a series a bombshells
Amazon
Tommy Fury and Molly-Mae Hague at a fashion event.
Getty
The former Love Island star talked a lot about her Tommy Fury break-up[/caption]

Molly-Mae Hague‘s powerful Amazon documentary was filmed in wake of her painful break-up from Tommy Fury.

The first part of the docu-series can be streamed on Prime Video right now, with the rest dropping in the spring.

Called Molly-Mae: Behind It All, the Influencer doesn’t hold back when it comes to opening up about her life and the impact her painful break-up from Tommy Fury‘s had on her.

Here we take you through five of the big moments and surprises to come out of this powerful documentary.

Woman sitting in a car, looking out the window.
Amazon
Molly-Mae was seen pulling up to a McDonalds Drive Thru[/caption]
Woman eating in a car.
Amazon
The star tucked into her favourite Maccy D dish[/caption]

Molly’s McDonalds order

The show kicks off with Molly-Mae and her documentary team heading to a McDonalds Drive Thru.

In this candid moment, the reality star can be seen ordering her favourite item from the menu.

Some of fans may be surprised to know that like a lot of people, Molly-Mae likes nothing more than Maccy D’s every now and then.

In the documentary, the Influencer is seen ordering a delicious Chicken Big Mac.

After revealing her choice, she can be heard saying: “Oh I think that could be for me, I really think that’s for me guys.”

Woman in a cream hoodie using a laptop on a couch.
Amazon
Molly-Mae reflected on getting engaged[/caption]
Laptop displaying a wedding video.
Amazon
Molly was seen watching the video of Tommy proposing[/caption]

Tommy proposing

Six months after thy welcome baby Bambi, Moly and Tommy got engaged in a romantic proposal – and planned to get married this year.

However, she reveals in the documentary that they had been going through a tough time before he popped the question.

It came as Molly-Mae started watching the video of Tommy asking her to marry him.

Recalling the day, she said: “That was around the time that things were getting a bit tricky for us actually.”

Woman crying.
Amazon
Molly-Mae broke down in tears as she talked about her Tommy Fury break-up[/caption]

Tommy’s boozing

One particular emotional moment in the documentary came when Molly-Mae opens up about Tommy’s drinking.

The star revealed how she begged the boxer not to drink at her sister’s wedding, after revealing that problems related to his boozing were behind their painful split in August.

Molly-Mae can be seen sobbing as she recalled how she pleaded with Tommy not to have any alcohol during Zoe’s big day in July.

Opening up about how her memories of how that day was ruined by his drinking, she said: “At my sister’s wedding I literally begged him, I pleaded with him to not drink.

“And … it’s just really sad … I don’t know why I’m crying now. It’s just so sad. It just affected me.”

During the candid opening episode, the former Love Island star was seen talking to her mum, Debbie, where she opened up more about Tommy’s boozing.

Molly-Mae Hague, Tommy Fury, and their baby daughter.
Instagram
Molly-Mae with Tomy and baby Bambi in happier times[/caption]

“He wanted to have a family life but also have the life of a 25 year old boy with no responsibilities and the two don’t go hand in hand,” she said “He’s never had an alcohol problem, it’s just that alcohol caused problems for us.

“It got to a point where I wasn’t really looking forward to anything because alcohol affected it so much.”

When her mum admitted she can “only cite a couple of examples where he’d had some alcohol and “it’s not led to anything disastrous”, Molly hits back: “I can’t think of any.”

Woman covering her eyes with her hand, appearing upset.
Amazon
The star got emotional as she opened up on her Amazon documentary[/caption]

Traumatised even looking at Tommy

Molly-Mae candidly revealed how she found it “traumatising” seeing Tommy in the wake-up of their break up.

It came after she admitted that she didn’t want to break-up with her fiance – but she had to. 

Speaking to her mum, an emotional Molly said: “It’s all so fresh and I feel really traumatised by the last couple of months.

“And when I see him, I see all that trauma. I am angry at him and I am very hurt, I can’t help that.

“I think he hopes in the future that we will be back together as a family.

“Obviously I never ever wanted Bambi to come from a broken home because I did.”

Woman sitting with legs crossed, looking pensive; toys visible in the background.
The mum-of-one talked about ‘wanting Tommy back’
Amazon

Molly-Mae wants Tommy back

Despite the pain of the split, the cheating allegations, and the boozing revelations, Molly-Mae has revealed she still wants Tommy back.

Whilst talking about co-parenting Bambi, she touched on whether she would get back with him, and said: “To be perfectly honest with you I think what’s getting me through is the hope that Tommy and I will end up back together.

“All I want is for us to work.

“It has obviously been a bit of a dark cloud over Maebe, it’s really not a nice place to be.

“Especially when you are a young person that is gonna make mistakes.”

Timeline of Molly-Mae and Tommy Fury's split

After five years together, Molly-Mae and Tommy Fury split up in August 2024.

At around 4pm on Wednesday, August 14, Molly-Mae and Tommy suffer an explosive showdown and Molly-Mae announces her split from fiancé Tommy Fury, saying ‘ I never imagined our story would end, especially not this way’.

An hour later Tommy shares a separate and brief statement confirming they have parted ways, and thanks Molly-Mae for making him ‘a dad’.

The real reason they split emerges and on Thursday, August 15 The Sun reveals how Molly-Mae learned Tommy had cheated on her – leading to an explosive showdown.

On Saturday, August 17, The Sun reveals how Molly-Mae had been sent an upsetting video showing Tommy kissing a girl in a nightclub in North Macedonia on a lads holiday.

Exactly one week after the split a Danish woman accused of getting close to Tommy speaks to The Sun. On Wednesday, August 21, she denies she is the girl who kissed Tommy.

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Sadiq Khan probed over accepting FREE Taylor Swift tickets worth £3000 in ‘ethics’ row

SADIQ Khan is being investigated over accepting £3,000 worth of Taylor Swift tickets last summer.

City Hall’s ethics watchdog has opened a probe into whether the London Mayor “exercised an appropriate level of caution” before taking the freebies.

Taylor Swift performing on stage.
Swift performed a series of sellout shows in London last summer
Sadiq Khan standing on stairs with a mural of a woman's face.
Alamy
Mr Khan is under investigation for accepting the tickets[/caption]

A string of Labour politicians bagged complimentary tickets to the UK leg of the Eras tour – resulting in a row over hospitality that saw Sir Keir Starmer repay his.

Mr Khan went with family to the Shake It Off megastar’s August 15 sellout at Wembley stadium courtesy of a production company.  

He took the six tickets – each worth £500 – from LS Events, which has previously secured contracts from City Hall.

It sparked four complaints from the Tory assembly member Susan Hall to the Greater London Authority’s compliance officer. 

Rory McKenna – who is paid £96,000 a year to enforce ethics – threw out three of her qualms: that Mr Khan’s declarations had been late, inaccurate, and possible conflict of interest.

But he has decided to pursue a claim that the Mayor should have acted more cautiously before taking the tickets. 

A spokesperson for the GLA said: “An investigation will now take place to establish if the Mayor exercised an appropriate level of caution in deciding to accept the tickets.”

A spokesperson for Mr Khan said: “Any gift accepted by the Mayor is declared openly and transparently. In this case there was an administrative error which was corrected. 

“The Mayor has no involvement in the procurement process for GLA events, nor in the tendering of these contracts. 

“The Mayor’s office will continue to ensure all the right processes are followed, and looks forward to explaining the approach that was taken in this instance.”

Ms Hall said: “Whilst I welcome an investigation into the propriety of accepting these tickets, after months of asking Khan for answers, I am disappointed that the Monitoring Officer isn’t considering the fact that the Mayor declared these tickets late, initially mis-declared who donated them, that they were also undervalued, or that the donor was a GLA contractor. More answers are desperately needed.”

Swift’s concerts last summer sparked a political row after it emerged Mr Khan and Home Secretary Yvette Cooper had pressed the Met to give the singer a blue-light police escort.

It also triggered a “freebiegate” row that saw the PM pay back £6,000 worth of gifts, including six Swift tickets worth more than £3,000.

Mayor Sadiq Khan standing in front of a mural of Taylor Swift.
PA
Sadiq Khan attended the Swift concerts at Wembley last summer[/caption]

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Tony Mowbray closing in on return to management after EFL legend given all-clear following bowel cancer fight

TONY MOWBRAY is the front-runner to land the West Brom job.

The popular manager, 61, has been out of work since having to step down as Birmingham boss last February after being diagnosed with bowel cancer.

Photo of Tony Mowbray, Birmingham City manager.
PA
Tony Mowbray is the front-runner to land the West Brom job[/caption]
West Bromwich Albion manager Tony Mowbray acknowledges the crowd after a match.
PA:Press Association
Mowbray, 61, was a hugely popular boss at The Hawthorns between 2006 and 2009[/caption]

Having now been cleared to return to work by doctors and the League Managers’ Association, Mowbray is closing in on an emotional return to West Brom.

According to the Telegraph, the experienced boss held “detailed talks” with Baggies chiefs on Thursday.

Mowbray previously managed West Brom between 2006 and 2009.

During that spell he guided them to the Championship title, before going on to leave for Celtic.

He subsequently managed Middlesbrough, Coventry, Blackburn and Sunderland.

On his desire to return to work, Mowbray said in November: “I do want to go back to work because football is in my blood, it’s what I do.

“I still have issues, I’m still, at the moment, not 100 per cent ready for work, but somewhere down the line. My body’s telling me that I’m not ready yet.”

West Brom had been in advanced talks with former Young Boys boss Raphael Wicky.

A manager holding a Coca-Cola Championship trophy.
PA:Press Association
Mowbray won the Championship title with West Brom in 2008[/caption]

But talks broke down with the Swiss boss, with issues surrounding his backroom staff thought to be the main sticking point.

West Brom have been without a manager since December 24.

Former boss Carlos Corberan left to take charge of LaLiga strugglers Valencia.

The Baggies are in promotion contention, currently sitting seventh in the Championship, one point behind the play-off places.

They have lost just four games so far this season but have been draw specialists – with their tally of 13 more than any other team in the Championship.

Carlos Corberan, head coach of Valencia CF, on the sidelines of a La Liga match.
Getty
Carlos Corberan left for Valencia on Christmas Eve[/caption]

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